Small Business Loans

Working capital loans, asset based loans.  Small business loans $3,000 to $500,000 fast and easy. Use for any reason.   Wide range of customer profiles eligible.

Secure DocuSign 30 Second Application here.
Or call us at Tel:  1-919-771-4177, or Question? Contact us here.


  • Tough transactions are made routine.
  • Do you need a business loan fast?   We specialize in fast business loans.
  • Process is fast and easy.
  • Unsecured cash flow programs widely available!
  • Quick approval and funding process.   The revenue loan and gross sales loan are as fast as 2 to 3 business days.
  • No upfront or processing fee.
  • Traditional programs have a high decline rate.   We have a high approval rate.
  • Your request will be handled by an experienced industry representative throughout the process.
  • In business for as little as 3 months.
  • Low credit scores accepted.  No minimum credit scores for several programs.
  • U.S. and companies in Canada  only

Click on the online application above, or on our “contact Me” above.  One of our highly experienced industry credit representatives will contact you.   Your small business loans needs and funding options will be assessed often within 24 hours.  United States and Canadian companies only.

Small Business Loans
Small Business Loan options available

F.A.Q., Frequently asked questions and requests by callers:

How can I get a small business loan?   I need a small business loan.

Answer: Make a list of your type of business, time in business, credit,  amount requested and approximate annual revenues.  In addition, list any weaknesses. Discuss with lenders in advance to determine which programs you will most likely qualify for.

How can you all help me get a small business loan?

Answer: We discuss requirements in advance to match your profile to available programs before any processing happens.

What types of small business loans are available?

Answer: Requirements may vary for each program.  Minimal requirements can allow you to pre-qualify for several options including accounts receivables program, real estate financing and the sales based program.

How much can we qualify for with one of these small business loans programs?

Answer:  The amount your business can qualify for depends on several factors.   These include time in business, the value of assets owned, credit, and the business’ gross sales.

What if I need $100,000 and I only qualify for $50,000?  How can I get to the $100,000 total?

Answer: There are several funding programs available.   You can get $50,000 under a first program funding.  Then you may qualify for another $50,000 under a second program.  A customer can often get the first $50,000 under an asset based program, then get the second $50,000 under the gross sales program.

Do you offer approvals that are just in the company name for which a guarantor is not required?

Answer: What is referred to as corp only or corporation only approvals may be obtained.   These are approvals for small business loans that are just in the company name. They are more difficult to get approved.   A business must have over 5 years in business and meet other requirements.   Please inquire for this program.

Sample small business loans transaction:

Other advantages of our programs include significant tax advantages. Payments on the asset based loans may be 100% deductible.

Assets are used as collateral but only a small part of the business owners assets are used for any transaction. In most cases, only a fraction of their assets are used. This compares very favorably to most other programs where real estate, all the company’s accounts receivables, or their entire assets are held as collateral.

There are often tax advantages for the asset based real estate program, comparable to the traditional home mortgage deduction.   The entire payment instead of just the interest portion of the payment.  The customer may lower their tax obligation.

Small business loan resources

Learn more about the types of financing. Choose one of the funding categories to begin:

For daily small business financial information, visit Planet Money
Thank you for visiting our small business loans resource page!