Small Business Loans fast and easy for all businesses.

Small business loans fast and easy from $2,500 to over $1,000,000.    Lower recent business sales options available.

What is available?  Super fast and flexible bank statement loans and a loan against equipment, as well as some options for businesses with vehicles or accounts receivables.    Funding also for business payroll as well as emergency situations.

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Call us at Tel:  1-919-771-4177. Question? Contact us here.

small business loans with recent low sales months
Small Business Loans fast and easy for all businesses. Low recent sales months accepted.


    • 5 business loan options for slow March, April & May sales.
      Tough transactions done routinely, including default programs.
    • Do you need funding fast?   We specialize in fast business loans with same day and next day funding in most cases.
    • Unsecured cash flow programs widely available!
    • Quick approval and closing process.   The revenue loan and gross sales loan are as fast as 1 to 3 business days with same day funding in some cases.
    • No upfront fees
    • Traditional programs have a high decline rate because traditional lenders require financial information.  As a result,  we developed programs  with almost no paperwork that have a high approval rate.
    • Your request will be handled by an experienced industry representative throughout the process.
    • Time in business for as little as 3 months.
    • Low credit scores approved and scores as low as 400 for several programs.
    • Programs available for U.S. and Canada.

Click on the online application above, or on “Contact Us here” above.  An expert credit representatives will contact you.  Funding programs are for United States and Canada, including Puerto Rico.

F.A.Q. Frequently asked small business loans questions:

How do I qualify for a small business loan?
Answer: Make a list of your type of business, time in business, approximate credit scores,  amount requested and approximate annual business revenues.  List any weaknesses you or your business may have. Discuss with the lenders in advance to determine which of the programs your business will most likely qualify for.
What types of small business loans are available with recent low sales months?
Answer: Requirements are different for each program.  Your business may be able to pre-qualify for several options even with reduced sales.   They include a bank statement loan, accounts receivables financing, loans against real estate and other asset based loans.
How much can my business qualify for ?
Answer:  The amount your business can qualify for depends on several factors.   These include time in business, personal credit, business revenue  and also the type of business.   In addition, other factors may include business credit and the average daily balances of your business checking account.
I need $100,000 and we only qualify for $50,000?  How can I get a $100,000 total?
Answer: There are several funding programs available.   Your business may be able to get $50,000 under a first funding program and then qualify for another $50,000 under a second program.  A customer can often get the first $50,000 under a revenue based business loan, and then get another $50,000 under an asset based business loan.
Do you offer business loans just in the company name with no guarantor?
Answer: No guarantor business loans are also referred to as corp only and corporation only business loans.  These are approvals for small business loans that are just in the company name and are much more difficult to get approved.   A business must usually have over 5 years time in business under the same name and provide financial statements.

More benefits:

Each program will:

Approve based on your company’s strengths and not decline for your company’s weaknesses.

Approvals and funding are without having to:
– Have good credit
– Current Tax Returns
– Strong revenue or recent strong deposits

For example, if your company’s strength is in the cash flow but not financials,
then applying for the bank statement loan will have the highest approval rate and amount in the marketplace.

Assets are used as collateral and only part of the business assets are used in many cases.  Most other business loan programs often take all of a company’s assets as collateral.

There are often tax advantages for the asset based equipment and real estate program.  The entire payment may be deducted instead of just the interest portion of the payment.  As a result, businesses lower their tax obligation.

In Summary:

There are currently several options specially created to help businesses that have had lower monthly sales and lower deposits on their most recent three months bank statements.    In addition, programs are available that offer unique business loan alternatives based on the assets of the company such as equipment assets and vehicles.    Pick and apply for the program that best matches your business.