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Asset Based Loan

Personal income increases .2% April 2012

Personal income increased .2% in April 2012, according to the BEA, Bureau of Economic Analysis.    The bureau defines this figure as real disposable personal income.

The bureau further reported that the personal income figure is down from March, 2012. In March, real disposable personal income increased .4%.    The increase of .2% in April 2012 represents an increase of $31.7 Billion of personal income for the quarter and $22 Billion of disposable personal income.

Private wage and salary disbursements increased $12.9 Billion for the month, with an increase of $17.6 billion in March.   Goods producing industry payrolls increased $7.2 Billion.

For the government, government wages and salaries were unchanged in April, compared to a $.8 billion increase in March 2012.    The bureau reported that personal savings,  which is defined as disposable personal income minus outlays, was $403.4 billion in April, compared to $411.7 billion in March 2012.

Small Business Loan Resources:

SBA Community Blog and Forum –  Blog and Forums by the SBA, Small business administration.   Questions can be asked and answers provided.

U.S. Department of Commerce – Helps american businesses become more innovative at home and competitive abroad.

U.S. Bureau of Economic Analysis – Provides statistics on consumer spending, corporate profits, travel and tourism and much more.

Entrepreneurworld – Resource for Entrepreneurs, including starting your own business, growing your business.

Bureau of Labor Statistics – Provides companies with up to date information on employment, demand, hiring, productivity and other information that may be useful to companies.

International Trade Administration – Creates jobs and economic growth by promotingU.S. companies abroad to governments in other countries.

More Small Business Loan resources:

Department of Labor – Provides information on many labor issues that can be useful to companies, such as insurance, regulation, wages, wage hours, compensation, safety and health

U.S. Patent and Trademark Office –U.S. office to file patents to protect a companies new or existing proprietary products.

U.S. Trade and Development Agency – Promotes U.S. Exports to Foreign Countries, please review if your company is interested in exporting goods to foreign countries.

CEO Refresher – A monthly newsletter on creative leadership ideas. Short articles, brief book reviews, models, management tools, quotations and commentary.

E-Network for CEOs – Online articles and much more for CEO’s

Public Radio Planet Money – All issues money related to the public.

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