Category: Video

You can get an MCA cash advance after a default? Yes, get an MCA Cash advance after a default. Get money if your business defaulted on an MCA and get started
Again. Start building a relationship as soon as possible, and gain access to the funding
You need now, and in the future. Whenever you need it. Call us at 919-771-4177. Don’t
Wait until you need a loan for your business and can’t get it. Apply Now. You’ll find what you need here. To apply, click on the apply button at the bottom right of this screen, or on the endscreen of this video, or call us at 919-771-4177 or go to smallbusinessloansdepot.com. Complete the application, send in the most recent 4 months checking account statements.These programs are for companies that have had defaulted accounts, payments, and also missed and delinquent payments. Make your request stronger and include any payoff or settlement letters if you have them. Are you making payments on previous
Advances now? Then add any documentation or information on your payments. Approvals, amounts and terms depend on how well your business has recovered, if you can repay now and also if any of the old debt was repaid.
Frequently asked questions:Do you look at how long it has been since my cash advance default?
There are no absolute minimum time requirements. The older, the better.Does it matter if I defaulted on more than 1 advance?
You may also be able to qualify if you defaulted on more than 1 previous advance. Approval terms consider whether you repaid any of the debt, settled, and how many MCA’s you had.
What if I did not repay any of the defaulted cash advance?
It is easier to get a new cash advance offer or stronger offer if you repaid or settled the old defaulted cash advance to show your business repaid what it could or reached a settlement on the debt. Click on the apply button at the bottom right of this screen, or on the endscreen of this video, or call us at 919-771-4177 or go to smallbusinessloansdepot.com.

01:08 100% I guarantee it Lie
01:52 Consolidate in 30 days Lie
02:40 Offer is only available today lie
03:33 Debt Settlement Lie
A broker lied to you? Let’s take a closer look. Welcome to smallbusinessloansdepot. A loan broker lied to me. He promised me a consolidation if I closed the loan and paid on time for 30 days. After 30 days I tried to get the consolidation and was declined.
Does this sound like what happened to your business? If you have been misled or told a lie while getting a business loan, mca cash advance, real estate loan, or any other loan, we have some tips on how to work with a loan Broker, or a lender.
Step 1: Provide details before applying.
Call and go over your Company details over the phone. Your type of business, annual or monthly revenues or deposits, time in business, and credit. Ask what is the criteria or basic qualifications. Try to figure out if you match the minimum requirements. Ask is there anything that you or your business will automatically be declined for? TIP: Many brokers will not pre-screen your file at all, or very little. The basic information you give them is usually more than they will review before submitting your file.
Step 2: Broker Red Flags. Review what you are told about the options.
Does it make sense?

100% I guarantee it lie

Red Flag # 1: You are told: You will be approved, or I can get that, no problem, 100%, guaranteed. They don’t know that.
Brokers and even direct lenders do not, and cannot know if you will definitely qualify before you apply. Why ? They don’t know the details of your cash flow and debts until they see your statements. They can’t check if you can afford it until they see your debt.
They don’t know about your credit until they look at your file and your score. They also don’t know if have you had previous defaults.
So they absolutely 100% do not know in advance if you will be approved.

BS Meter 10 0ut of 10
Call us instead!!! At 919-771-4177. We will give you the honest truth and no misleading information.

Consolidate is 30 days lie

Red Flag # 2 You are told: Take this deal now, make on time payments for 30 days and we will consolidate you, Get you more money, and better terms. Or some version of that, such as make only a few payments and we will consolidate you, and get you more money after 30 days. This is a hard core 10 out of 10 on the BS Meter. It is not true. The broker does not know what will happen within 30 days, so they do not know what can be offered in 30 days.

Customers might run into cash flow problems during those 30 days or take out other loans that disqualify them for consolidation. What if your business has a very bad sales month? Paying for 30 days doesn’t prove much more to any lender than what they know already about you right now. If the lender has already really decided that you will qualify to refinance you in 30 days, why not just consolidate you or give you better terms right now? Its because they are lying so that you will take the deal on the table right now. And lastly,

Offer is only available Today Lie

Red Flag # 3: You are told this offer is only available if you close it today. Also known as Pressure tactics, or the take-away. Every Broker knows this one and many use it.
Step 3: Applying. If you are satisfied with what they are telling you makes sense, consider applying. Or call us at 919-771-4177 With over 20 years experience. If you are approved, review the terms closely.
Step 4: Closing: Ask questions about the exact closing process. Request the closing documents and review them as much as you can. Try to make sure the terms match what you were told verbally. Also Look for information in the documents that was not discussed.

TIP: Use the search feature on your document, command F or control F to look up critical keywords, Such as past due, default, fees, liens, ownership, arbitration, and debit. This may help you find any information on the most critical issues in
The event you run into difficulty repaying.

Debt Settlement Lie

Further TIP: many of our clients that have dealt with debt settlement companies have
Told us after the fact that They signed contracts, paid the debt settlement companies thousands of dollars, or more, but nothing happened for weeks or months. It was only after the customer paid for several
Weeks or months that the debt settlement companies sometimes began trying to negotiate with debtors. By then the lenders had already defaulted the customer.

TIP: Get commitments on when the broker or lender will do something, not just what
They will do. Call us instead!!!

0:31 Cost Comparison to MCA: Examples 0:58 Savings Per Month vs MCA 1:26 Qualifying Equipment 1:58 Apply

A Sale Leaseback on Equipment is an excellent way to raise funds for
Your business. Don’t like daily payments? Get a monthly, bi-weekly or weekly payments Instead! Welcome to SmallBusinessLoansDepot.

Use the equipment you already own to get the money your company needs.

Raise $25,000, $100,000, $250,000 or more, quickly. You’ll find
What you need here. To apply, click on the apply button at the bottom
Right of this screen or on the end screen of this video, or call us
At 919-771-4177.

Cost Comparison

For Example: Compare the monthly payment of a $25,000 sale leaseback to
What you pay monthly on an MCA Cash Advance.

Sales Leaseback: $25,000 at 36 months or 3 years = $902 a month. That
Would work out to $43 per business day if the payment were daily, but
It’s not.

MCA Cash Advance: $25,000 at 6 Months = $5,416 per month or
$258 per business day.

Savings Per Month

That is a cash flow savings of $4,514 per month, or $215 per day. Would an extra
$4,500 per month or $215 per day extra cash hep your business for every $25,000
You borrow?

If you own equipment outright, free and clear, you might already have
The money you are looking for.

In addition, you can get excellent tax write offs through a
Sale leaseback.

This is an alternative to a cash advance that gets rid of high
Daily payments.

Qualifying Equipment

What type of equipment qualifies? Businesses that have construction equipment,
vehicles, Trucks, rigs, certain kinds of manufacturing equipment and
Industrial equipment can take the money that is sitting in the asset and
Use it productively for cash flow.

Use the equipment to help your business and use the value of your equipment
To help your cash flow.

Call or contact us to see if your equipment qualifies and how much
You can get!

If you have a low balance on your equipment we have options to payoff
That small balance so you can use assets for a business loan.

Apply

Get started today. Click on the apply button at the bottom right of this screen or on the end screen
of this video, or call us at 919-771-4177 or go to smallbusinessloansdepot.com.

0:37 Eligibility 1:03 transfers 1:27 Paypal 1:42 Alternatives

Under 10000 per month in sales for your business? [ city street sounds ] Welcome to Smallbusinessloansdepot.com. You’ve heard it before, we need at least $10,000 per month in deposits. Need a Business loan or mca cash advance with less than 10,000 per Month in Sales ? Even as little as 4,000 Per Month? Or Funding with Even Less?
We have options. If you have less than 10000 per month in Sales, your business may qualify and be eligible for funding. You’ll find what you need here. To apply click on the apply button at the bottom right of this screen, or on the end screen of this video. Or call us at 919-771-4177 or go to smallbusinessloansdepot.com.

Eligibility

These are programs that help businesses with low sales and new businesses. It’s also for companies that need more options or alternatives for funding because their sales are not high enough. We have just added more funding options for your type of business. Some Conditions and restrictions apply. Apply now or call us. Businesses are almost always turned down if they do not have at least the minimum monthly sales. Also, the $10000 per month you hear about is business revenue. Transfers, refunds, deposits from other loans or anything besides business revenue does not count and will be deducted from your monthly sales. Do you have transfers from other business accounts? None of your accounts have enough deposits per month to get you approved or approved for as much as you need?

TIP:

Send the most recent statements from these other accounts also and the revenue from those other accounts you are transferring from, may be counted. PayPal statements do not qualify. If you are running your business revenue through PayPal, even a business PayPal revenue account, it will not be counted as revenue for business funding. Open a business checking account and start running your money and deposits through that account. Don’t qualify for any cash flow funding options? We have several other choices.

Alternatives:

. They include money against your equipment or Vehicles. Another good option is getting money now against your accounts receivables. This is excellent for newer businesses that need cash in early stages. If your deposit totals are less than $5,000 per month in one of the last several months, that is not necessarily a decline. If one of the other months is higher, the average may be accepted.

Apply

click on the apply button at the bottom right of this screen, or on the end screen of this video, or call us at 919-771-4177 or go to smallbusinessloansdepot.com.

[ city street sounds ] Welcome to Smallbusinessloansdepot [ woman says Ooh! ] Need an mca cash advance with less than 3 months bank statements ? Even as little as 1 month statement? We have that program. If you have less than 3 months business bank statements, your business may
Qualify and be eligible for funding. You’ll find what you need here. To apply click on the apply button at the bottom right of this screen, or
On the end screen of this video. Or Call us at 919-771-4177 or go to smallbusinessloansdepot.com.

Eligibility

This is a unique option to help new businesses. It’s also for companies that have been running their business revenue through their personal checking account because they never opened an account in the name of the company when they started. We have even just added more funding options for these types of qualifying Businesses. We heard you loud and clear and we are delivering. Some Conditions and restrictions apply. Apply now or call us. Businesses are almost always turned down flat if they don’t have those 3 or 4 months business bank statements. But what if I don’t qualify for this option you ask? We have several Options to qualify just about all businesses.

Program Options

From Unsecured Cash Flow Loans like Bank Statement Loans, Business LOC style options, Asset Based Loans on your Equipment, Trucks, Big Rigs, Construction Equipment, and how to get a large Business Loan Through smallbusinessloansdepot.com. Click on the apply button at the bottom right of this screen. Weekly, bi-weekly, daily, or Monthly payments options are available, depending on the program. There are specialty low rate programs for preferred industries like Retail, restaurant, auto repair, beauty supply and spa, medical, Dental, and Chiropractors. Is your business in an industry that is restricted and cannot easily get funding? Find Out what options are available for your business. used car dealers, Real Estate, Trucking Companies, collection agencies, non profits, Attorneys, religious organizations and many other hard to fund type of businesses That have trouble finding options. Get a business loan when the owner, has a Misdemeanor or felony conviction on your background record. How to get an mca cash advance. What are the Qualifications for example, to get your first cash advance. Calculating affordability: Can I afford the payments? What to do if you need more money. Should I get a 2nd or even a 3rd Cash Advance? There are ways to get more money through your existing advance that are better than getting multiple advances from different companies. Articles on getting the lowest rate MCA if you need a longer term than the Standard 6 to 9 months on cash advances. And when it’s time for a renewal, get the lowest rate on your renewal.

Alternative

Several Articles are dedicated to how to get an Alternative to a Cash Advance. Also learn what some states like California, Virginia, Florida, Utah, New York and others require for bank statements and the disclosures involved. Solutions for closing requirements that you cannot meet that often cause last minute declines just Before closing. How to pass a bank verification such as DecisionLogic that is required before your business is funded. Find articles on specialty business loans to repair your Truck, against your truck Or vehicles, or against your trailer. Have you ever been asked for an MTD Month to Date statement? We show you how to get it Step by Step and also avoid being declined For problems with your current month such a drop in deposits Since the beginning of the month. Are you afraid you will be declined and not want to apply? Maybe because your credit score is too low or other reasons? Find out in advance the top 9 reasons why Business Loans are declined and what Business loans you can get approved For and close with a low score and other problems. Emergency business money for Payroll and Product Orders. Is your business is a new start up and you do not have 3 months Statements or time in business? Read about the options. Many businesses have low or declining monthly deposits and low Average balances. Find out where and how your business can get Funding with these issues.

Apply

To apply, click on the apply button at the bottom right of this screen, Or on the end screen of this video, or call us at 919-771-4177 or go To smallbusinessloansdepot.com. On YouTube, please subscribe, like and Share.

[ city street noises ] welcome to smallbusinessloansdepot. [ young woman says Ooh! ] Do you have a merchant cash advance that is
causing your business a monthly cash flow situation that is far more difficult than you anticipated?

Get out of MCA: Options

We have several flexible programs and are specialists in either retiring or extending the term from your current 3, 6, 9, or 12 month merchant cash advance term, and terming it out, 12, 24, 36, or 48 months. Start the process by clicking on the application or website link in the description below. Please like, subscribe and share.

Not a debt settlement option

This is not a debt settlement option or company where you are made to pay thousands of dollars, wait months while the debt settlement company [ woman says no ] does very little or nothing and you still default on your cash advances and debt anyway and your business gets reported to the default databases. Contact us today direct at 919-771-4177 and we will take this merchant cash advance and term it out and retire it and get you out of the difficult cash flow situation.

Examples: Payment Reduction

We have taken business, many, that have $4,000 a month and lowered it to $750 a month. Take $3,000, lower it to $600 a month. Take the cash flow. Free the monthly cash flow and use it for other critical needs you have today that you have to address with your business. We are specialists in this program. Let us retire and get you out of the merchant cash advance syndrome. Call us at Tel: 919-771-4177 or go to smallbusinessloansdepot.com. On YouTube, please subscribe, like and share.

In minutes and seconds. 0:00 Introduction

0:20 Apply

0:23 Weekly

Monthly, Daily, Bi-Weekly Payments

0:28 Preferred Industry Rates and Terms

0:38 Restricted Industries Business Loans

0:56 Business Loan with Felony or Misdemeanor

1:02 MCA calculating affordability

1:13 Getting another 2nd or 3rd Cash Advance

1:25 Lowest Rate MCA

1:31 Lowest Rate MCA renewals

1:35 Real Estate backed MCA Cash Advance

1:40 Alternatives to a Cash Advance MCA

1:45 California, Florida, New York, Virginia Info

1:59 Missed Payments, OD Overdrafts, NSF’s

2:05 Cash Advance Defaults: Loans after Defaults

2:30 MCA Cash Advance Debt Restructuring

2:53 Closing Requirements

3:01 Pass Bank Verification

3:07 Truck loan, repair

3:20 Month to Date Statement

3:34 Bad credit: Options

4:16 Money for Federal or State Tax Lien

[ city street sounds ][ introduction sound effect ]Welcome to SmallBusinessLoansDepot.

Small Business loans

from Unsecured Cash Flow Loans like Bank Statement Loans, business LOC style options, Asset Based Loans on your equipment, Trucks, Big Rigs, Construction Equipment, and how to get a Large Business Loan through SmallBusinessLoansDepot.com.

You will find what you need here. Click on the apply button at the bottom right of this screen. Weekly, bi-weekly, daily or monthly payment options are available, depending on the program.

There are specialty low rate programs for preferred industries like retail, restaurant, auto repair, beauty supply and spa, medical, dental, and Chiropractors.

Is your business an industry that is restricted and cannot easily get funding? Find out what options are available for your business. Used car dealers, real estate, trucking companies, collection agencies, non profits, attorneys, religious organizations and many other hard to fund type of businesses that have trouble finding options.

Learn how to get a business loan when the owner has a misdemeanor or felony conviction on your background record.

Topics include how to get an mca cash advance. What are the qualifications, for Example: To get your first cash advance.

Articles on calculating affordability:

Can I afford the payments? What to do if you need more money.

Should I get a 2nd or even a 3rd Cash Advance? There are ways to get more money through your existing advance that are better than getting multiple advances from different companies.

Articles on getting the lowest rate MCA if you need a longer term than the standard 6 to 9 months on cash advances.

And when it’s time for a renewal, get the lowest rate on your renewal. There are even Cash Advance MCA’s for higher amounts that are backed by real estate. Several articles are dedicated to how to get an alternative to a Cash Advance.

Also learn what some states

like California, Virginia, Florida, Utah, New York and others require for bank statements and the disclosures involved.

Articles cover situations when you have several advances and all the daily payments are too high. Learn how to fix missed payments, or if you have OD’s, NSF’s, or are even overdrawn right now.

How to avoid and handle a default.

What to do after a default,

including questions about getting your daily payments reduced or stopped without creating legal problems for yourself and your company.

How to get a cash advance mca after a default. Closing your business checking account and the consequences are discussed such as being accused of an intentional default by closing your business checking account.

You will find options for restructuring your debt without defaulting on the existing advances. How to avoid debt restructuring companies that claim they will negotiate a settlement but you have to pay thousands of dollars before they negotiate it and you still end up defaulting on your existing advances because it took too long and get reported to Datamerch, the default database company.

Solutions for closing requirements

that you cannot meet that often cause last minute declines just before closing are discussed. How to pass a bank verification such as DecisionLogic that is required before your business is funded.

Find articles on specialty business loans to repair your truck, against your truck or vehicles or against your trailer. Where to get business loans processed on weekends and in evening hours after 5.

Have you ever been asked for an MTD Month to Date statement? We show you how to get it step by step and also avoid being declined for problems with your current month such as the drop in deposits since the beginning of the month.

Are you afraid you will be declined and not want to apply, maybe because your credit score is too low or other reasons? Find out in advance the top 9 reasons why Business Loans are declined and what Business loans you can get approved for and close with a low score and other problems.

Articles on emergency business money

for payroll and product orders.

Are your invoices being paid too slow? Learn how to speed up your invoice payments through factoring. Is your business a new start-up and you don’t have 3 months statements or time in business? Read about the options. Many businesses have low or declining monthly deposits and low average balances.

Find out where and how your business can get funding with these issues. Resources on what to do if your business needs funding and has a current federal or State tax lien. How businesses with more than own owner can get funding when a business partner has bad credit.

To apply, click on the apply button at the bottom right of this screen or on the end screen of this video, or call us a 919-771-4117 or go to smallbusinessloansdepot.com. On YouTube please subscribe, like, and share.

00:00 atlanta small business loans
00:10 Business loan types
00:25 Weekly, Monthly, daily payments
00:30 Markets in georgia cities
00:44 apply
00:47 low rate programs
00:57 hard to fund Georgia businesses
01:17 Specialty loan programs
01:23 Background problems
01:28 getting a cash advance: qualifications
01:40 Need more money? Do this
02:07 Alternatives to a cash advance
02:45 Debt Restructuring
03:16 Bank Account Verification: DecisionLogic
03:40 Low credit score: Options
03:57 Emergency business loan
04:07 New businesses: Start up
04:23 Federal or State Tax lien loans

Metro Atlanta and State of Georgia small business loans.

Atlanta business loan applicants, don’t let them tell you no for a small business loan. Small Business Loans in Atlanta and throughout GA.

From Unsecured Cash Flow Loans like Bank Statement Loans, business LOC style options, Asset Based Loans on your equipment, Trucks, Big Rigs, hot shot setups, Construction Equipment, and how to get a Large Business Loan through SmallBusinessLoansDepot.com. Weekly, bi-weekly, daily or monthly payment options are available, depending upon on the program.

Whether your business is in Atlanta, the metro atlanta area, Marietta, Sandy Springs, Roswell, and other markets including Augusta, Savannah, Macon, Chattanooga, Columbus, Valdosta, Stone Mountain, you will find what you need here. Click on the apply button at the bottom right of this screen.

There are specialty low rate programs for preferred industries like retail, restaurant, auto repair, beauty supply and spa, medical, dental, and Chiropractors.
Many Georgia businesses are in

industries lenders consider prohibited or restricted

and cannot get funding.
Find out what options are available for your business. Used car dealers, real estate, trucking companies, collection agencies, non profits, attorneys, religious organizations and many other hard to fund type of businesses that have trouble finding options.

Find articles on specialty business loans to repair your truck, against your truck or vehicles or against your trailer.

Learn how to get a business loan when the owner has a misdemeanor or felony conviction on your background record.
Topics include

how to get an mca cash advance.

What are the qualifications, for Example: To get your first cash advance. Articles on calculating affordability: Can I afford the payments? What to do if you need more money. Should I get a second, or even a third cash advance? There are ways to get more money through your existing advance that are better than getting multiple advances from different companies.

Articles on getting the lowest rate MCA if you need a longer term than the standard 6 to 9 months on cash advances. And when it’s time for a renewal, get the lowest rate on your renewal. There are even Cash Advance MCA’s for higher amounts that are backed by real estate. Several articles are dedicated to how to get an alternative to a Cash Advance. Situations when you have several advances and all the daily payments are too high.

Learn how to fix missed payments or if you have overdrafts, nfs, or are even overdrawn right now. How to

avoid and handle a default.

What to do after a default, including questions about getting your daily payments reduced or stopped without creating legal problems for yourself and your company. How to get a cash advance mca after a default. Closing your business checking account and the consequences are discussed. Such as being accused of an intentional default by closing your business checking account.

You will find options for restructuring your debt without defaulting on the existing advances. How to avoid debt restructuring companies that claim they will negotiate a settlement but you have to pay thousands of dollars before they negotiate it and you still end up defaulting on your existing advances because it took to long and get reported to datamerch the default database company.

Solutions for closing requirements

that you cannot meet that often cause last minute declines just before closing are discussed.
How to pass a bank verification such as DecisionLogic that is required before your business is funded. In Georgia, we have Reps available late and on weekends eastern standard time. Have you ever been asked for an MTD Month to Date Statement? We show you how to get it step by step and also avoid being declined for problems with your current month such as the drop in deposits since the beginning of the month.

Are you afraid you will be declined and not want to apply, maybe because your credit score is too low or other reasons? Find out in advance the top 9 reasons why Business Loans are declined and what Business loans you can get approved for and close with a low score and other problems. Articles on emergency business money for payroll and product orders. Are your invoices being paid too slow? Learn how to speed up your invoice payments through factoring.

Is your business a

new start-up

and you don’t have 3 months statements or time in business? Read about the options. Many businesses have low or declining monthly deposits and low average balances. Find out where and how your business can get funding with these issues.

Resources on what to do if your business needs funding and has a current federal or State tax lien. How businesses with more than one owner can get funding when a business partner has bad credit.

To apply, click on the apply button at the bottom right of this screen or on the end screen of this video, or call us at 919-771-4117 or go to smallbusinessloansdepot.com.

0:00 Introduction 0:18 How much are the Daily Payments 0:20 States that require 4 months statements
0:51 Monthly Deposit Requirements 1:10 Average Daily Balance Requirements 1:20 NSF and Overdraft Limits 1:34 Applying
1:45 Closing Documents Required 1:51 How Long to Funding 1:58 Repayment Problems

[ city street sounds ] Will Sanio, SmallBusinessLoansDepot.com

Today’s Video: How to get an MCA Cash Advance.

What could be your first time Merchant Cash Advance.
Start the process anytime by Tapping apply on the Bottom right of this Screen,
or tapping on the end screen of this Video, or on the Apply Button on the Webpage.
See if your Business can afford a daily, weekly, or monthly payment.
First, calculate an estimate of what your new daily Cash Advance Payment will be.

Let’s take an example:

Multiply a $10,000 offer amount times a 1.4 Rate Factor. There are 21 Payment Days most Months.
If your Offer Amount is for 7 Months, that’s 21 times 7 = 147 Payment Days.
Take the $14,000 Total Repay and Divide it by 147. That Equals $95.23 Per Payment Day
for Every $10,000.
Look at the Total Deposits of each of your last 3 Months Business Checking Account Statements.
Some States require 4 Months Business checking account statements.
[ ocean surf ] Currently California, New York, Florida, Virginia and Utah.
The minimum total deposits into your Business Checking Account should be
$5,000 a Month or more. The higher the Deposits, the more options are
available. Especially beginning at $10,000 a month.
Average Daily Balance: That is the average balance per day for the Month. [ teller counting cash ]
You want your Average Daily Balance to be at least $750, but better $1000 or higher.
Overdrafts or NSF’s. You should not have more than 5 to 7 Overdrafts or NSF’s
in any 1 Month, or it is more likely you will be declined.
If you have more, it is better to wait until you get your next statement and those are gone.

Find a Lender

that fits your Business type and talk to a Representative before applying.
That will help your business avoid unnecessary declines.

Next, apply.

If approved, request the closing docs. Get a Copy of your Driver’s License,
Voided Business Check and Proof of Ownership.

Next, Close.

Review the Contracts, and if you’re satisfied, complete the contracts and expect
funding into your Account in 2 to 4 hours. [ clock ticking ] If you ever have repayment problems, call the Lender to discuss. That will help your business keep [ desert wind blowing ] it’s ability to borrow again in the future.
[ city street sounds ]

In minutes and seconds. 0:16 look at alternative options 0:56 gather all documents 1:23 find a lender match 1:34 Apply 1:56 Close

[ city street sounds ][ introduction sound effect ] Will Sanio, SmallBusinessLoansDepot.com. Today’s video: How to get an alternative to a cash advance mca. Start the process anytime by tapping apply on the bottom right of this screen, or tapping on the end screen of the video, or on the apply button on the webpage.
Look at alternative options that include a line of credit style or term loans, asset based, government spa, and larger personal loans. Line of credit style and term loan options offer a weekly, bi-weekly or monthly payment.

Asset based alternatives are offered if your company has free and clear equipment, vehicles, or accounts receivables that do not have liens or money owed on them. Personal loans for higher amounts, up to $50,000 and more are another option. These look mostly at income, background and credit score. Your total annual business revenue, monthly deposits, average daily balances, overdrafts and nsf’s do matter. Make sure these look good in the weeks or months before applying for funding.

For asset based equipment requests, make a list of your equipment, including the make of your equipment. For Example: John Deere, Caterpillar, Kubota. Then add the year, model number and hours. For vehicles, include the mileage. Find copies of titles for all vehicles and take at least 1 or 2 good pictures. For accounts receivables, make an aging schedule. This is just the name and contact information of the company paying, the amount owed to your company, and the date you issued the invoice.

Match with a lender that fits the alternative to cash advance mca options your business should qualify for. Talking with a representative before applying usually can pre-qualify your business for specific programs.

Next, Apply. If approved, request the closing docs. Proof of business income, ownership, and address may be required. This means business bank statements or business license to prove your business exists legally, and who all the owners are. If the request or approval amount is high, up to $100,000 or higher, more items may be requested.

Close the transaction. For asset based loans, including equipment or vehicles, a site inspection and pictures or video of the collateral may be required. GPS installation on the equipment is usually a condition of funding vehicles such as trucks and also construction equipment. After reviewing the contracts, if you’re satisfied, complete them. Funding usually takes place within 24 hours by wire transfer or ach deposit.

[ city street sounds ][ introduction sound effect ] Will Sanio, SmallBusinessLoansDepot.com. Today’s Video, how to get a 3rd position MCA Cash Advance.
Start the process anytime by tapping apply on the bottom right of this screen, or tapping on the end screen of this video, or on the apply button on the webpage.
Make sure you can afford a third daily payment, The Lender will be checking your profile closely. [ woman giggling ].
Let’s review an example. Multiply a $10,000 offer amount times a 1.35 rate factor. There are 21 payment days most months. If your Offer is for 8 Months, that’s 21 times 8 = 168 payment days.
Take the $13,500 total repay and divide it by 168 payment days.
That’s $80.36 Per payment day for every $10,000.
Review your last 3 months business bank statements, or 4 Months in States that require 4 Months like California. [ ocean surf sound ]
Your total monthly deposits should have increased or stayed the same. Total monthly deposits that have been increasing in the last 3 months may bring a higher offer amount. Decreasing may bring a lower offer amount.
Average Daily Balance: That is the average balance per day for the month. You want your average daily balance to be at least $750, but better $1000 or higher.
Overdrafts or NSF’s. You should not have more than 5 to 7 overdrafts or NSF’s in any 1 Month, or it is more likely you will be declined. If you have more, it is better to wait until you get your next statement and those are gone.
Match with a Lender that fits your business type. Talk to a representative first, that often avoids unnecessary declines.
Next, apply. If approved, request the closing docs.
Get a copy of your driver’s license, voided business check and proof of ownership.
Next, close. Review the contracts, and if you’re satisfied, complete the contracts and expect funding into your account in 2 to 4 hours.
If you have repayment problems with 3 advances, communicate with the lenders immediately and consistently to protect your business’ ability to borrow again in the future.

[ city street sounds ], [ introduction sound effect ] Will Sanio, SmallBusinessLoansDepot.com, today’s topic, how to get another MCA Cash Advance, also known as a second position.

Start the process anytime by Tapping apply on the Bottom right of this Screen, or Tapping on the End screen of this Video, or on the Apply Button on the Webpage.

Check if you can afford another Daily payment, because the Lender will check. [ woman giggling ] First calculate an estimate of what your new daily Cash Advance Payment will be. Let’s take an example: Multiply a $10,000 offer amount times a 1.4 Rate Factor.

There are 21 Payment Days most Months. If your Offer Amount is for 7 Months, that’s 21 times 7 = 147 Payment Days. Take the $14,000 Total Repay and divide it by 147. That Equals $95.23 Per Payment Day for every $10,000.

Review your Last 3 Months Business Bank Statements, or 4 Months in States that require 4 Months like California. [ ocean surf sound ]

Your total Monthly Deposits should have increased or stayed the same.

Average Daily Balance: That is the average balance per day for the Month. You want your Average Daily Balance to be at least $750, but better $1000 or higher.

Overdrafts or NSF’s. You should not have more than 5 to 7 Overdrafts or NSF’s in any 1 Month, or it is more likely you will be declined. If you have more, it is better to wait until you get your next statement and those are gone.

Next, apply, if approved, request the closing docs. Get a Copy of your Driver’s License, Voided Business Check and Proof of Ownership.

Next, Close. Review the Contracts, and if you’re satisfied, complete the contracts and expect funding into your Account in 2 to 4 hours.

If you have repayment problems with 2 Advances, communicate with the Lenders immediately and consistently to protect your business’ ability to borrow again in the future. [ desert wind blowing ]

How to get a bank statement loan

Will Sanio, Smallbusinessloansdepot.com. Today’s topic: How to get a business loan using bank statements. Start the process anytime by tapping apply on the bottom right of the screen or tapping on the end screen of this Video or the button on the Webpage. Get the last 3 months statements for your Company. [ water splashing ] Some States like California may require 4 months. Match with a Lender that best fits your business type and monthly deposits. You can often avoid declines by first talking with a Representative. Apply. Approvals are based mostly on your Company’s total monthly deposits, Average Daily Balances, Time in Business and Credit.
[ water gurgling ] Low credit score programs are available. Transfers into the business account may not count such as transfers from Savings accounts. If approved, get your closing documents. Copy of your Driver’s License, copy of a Voided Business check, Proof of Ownership may be required. Complete the closing docs and expect funds [ woman laughing ] to be wired into your Account within 2 to 4 hours.

Introduction

[ city street sounds ] Welcome to smallbusinessloansdepot. [ young woman says Ooh! ]

Loan Options for Restricted Industries

Do you have a Construction company or other practices that are being denied by traditional lenders for restricted industry? Click on the link below, smallbusinessloansdepot.com. We have loans available for flexible and restricted industries that most lenders do not want to work with you because they send you a letter that says you are considered a restricted industry to them. We have programs specifically designed for many industries that have difficulty with traditional lenders.

How to Apply

Click on smallbusinessloansdepot.com.

Call to Action

Complete the contact us form today. Get started today on financing. Don’t spend your time having lenders tell you that they think you are a restricted industry. Call us today for financing. Call us at 919-771-4177 or go to smallbusinessloansdepot.com. On you tube, please subscribe, like and share.

Introduction

Will Sanio, Smallbusinessloansdepot.com. Today’s topic: How to get a business loan using bank statements. Start the process anytime by tapping apply on the bottom right of the screen or tapping on the end screen of this Video or the button on the Webpage.

Gather Documents

Get the last 3 months statements for your Company. [ water splashing ] Some States like California may require 4 months. Match with a Lender that best fits your business type and monthly deposits. You can often avoid declines by first talking with a Representative.

Apply

Approvals are based mostly on your Company’s total monthly deposits, Average Daily Balances, Time in Business and Credit. [ water gurgling ] Low credit score programs are available. Transfers into the business account may not count such as transfers from Savings accounts.

Closing

If approved, get your closing documents. Copy of your Driver’s License, copy of a Voided Business check, Proof of Ownership may be required. Complete the closing docs and expect funds [ woman laughing ] to be wired into your Account within 2 to 4 hours.

00:00 Decide on your Business Name 00:08 Register your Business 00:10 Register with the Secretary of State 00:43 Get an EIN or TIN for your Business 00:54 Gather all Documents from Business Registration 01:01 Open the Checking Account.

 

How to open a business checking account. Decide on what you will name your business. Shorter relevant names are easier to remember. Avoid changing your business name in the future. Step 2: Register your Business. Go to the Secretary of State for your State. You can use this online tool, https://publicrecords.searchsystems.net/ to Search. Find your State. Choose the Company Search Option and do a Name Search to see if your chosen Business Name, or similar name, is available. If it is available, decide on a Sole Proprietorship, Partnership, LLC or regular Corporation setup. An LLC is popular with Small Businesses for the legal protection it provides it’s Owners. Purchase your Business Name. Ask your County, or City, if they require any separate Licenses. Next, get an EIN Number for your Business through the IRS. This is needed for all Businesses except Sole Proprietorships that use their Social Security Number for Taxes and Tax Returns. Gather all Documentation from Business Registration. Have your Business Name, Articles of Incorporation, or Business License and EIN Letter ready. Contact the Institution and Open the Account. Go to the Bank or Online to Open the Business Account with all of your Information: EIN Letter, Articles of Incorporation or Business License, and Business Name. All Owners need to be available and show Identification. Acceptable Identification is a valid Driver’s License, or a valid Passport. Complete setup and enjoy the account.

Closing Stipulations for Business Loans

[ race car engines ] Its time to close your business loan now, and get the funds you need.  But then the lender sends you a list of closing stipulations they need before you get your money, and you don’t have them. [ desert wind blowing ] Call us for fewer stips and the most help with documents like, proof of ownership, Tax ID and EIN, [ wind blowing ] proof of business address, passing DecisionLogic bank verification. We will get you past all the Hurdles [ motorcycle engines ] and to the Funding Finish Line. [ water bubbling ] Low credit scores OK. Apply at SmallBusinessLoansDepot.com, Or Call: 919-771-4177.

Loan on a Truck

Mike drives a Kick [beep ] Truck! But fuel prices, repairs, and tires were high, and going up ! So he called us and we got him money with a loan on a truck. Get Money against any Truck. Ford F-Series, Dodge, dually, Semi Truck, delivery, box and cargo, over the road heavy haulers, dump trucks and many more. Low credit scores OK. Do you own that truck? Find out how much money you can get today. Apply at SmallBusinessLoansDepot.com, or Call: 919-771-4177.

How to Get a Large Business Loan

Large business loans, big business loans, most lenders offer something small, or tell you no. [no] To apply, click on the apply button at the bottom right of this screen. So how to get a large business loan.

Step 1: Call the lender

that offers bigger loans and talk with someone that can make an assessment or a pre-approval. Tell them your company’s specific details. Type of business, annual or monthly revenues, deposits, time in business and credit.

Are there clear reasons they might deny you? This helps you know where your business stands. Do you have a good chance? This avoids wasting time with unnecessary declines also.

Step 2: Qualifying:

What is it going to take to get the amount you need? Generally it includes annual revenues. Getting amounts more than your annual gross revenue is hard to qualify for. An amount up to that is easier. Time in business. Short time in business such as less than a year can be approved. The longer the time in business the higher the amount. Credit score. High amounts can be approved with a low credit score, even below 600. The higher the score, the more you have a chance to qualify for.

Also, big business loans into the millions can be backed by real estate. Weekly, bi-weekly, daily or monthly payment options are available depending upon the program. There are specialty low rate programs for preferred industries, like retail, restaurant, auto repair, beauty supply and spa, medical, dental, and chiropractors as well as hospitals and emergency care facilities, construction and manufacturing companies, factories, grocery and convenience stores, landscaping and landscape design companies.

Hospitality, hotels and motels, assisted living and nursing homes, golf courses and resorts, cannabis dispensaries.

Is your business in an industry that is restricted and cannot easily get funding? Find out what options are available for your business. Used car dealers, real estate, trucking companies, collection agencies, non profits, attorneys, religious organizations, and many other hard to fund types of businesses that have trouble finding options.

For larger bigger business loans, they also include construction companies and contractors, cleaning and maintenance companies, brokers, insurance, mortgage and financial brokers, staffing companies and temporary employment agencies, small and larger logistics and transportation companies.

Step 3:

when you apply only provide cash flow information that helps your request. Don’t send bank statements or other financial information that shows weak sales unless you are required to send it. Avoid sending information that was not requested. It may be interpreted in negative ways you did not realize in advance.

Step 4: Closing.

Should be an easy slam dunk? Lots of businesses get declined between the approval offer and the closing for funding. Examples include: Closing requirements also called stipulations that are reviewed as part of the closing process.

They are low recent balances in the business, even overdrafts, NSF’s and overdrawn accounts. This may happen in the current month that the lender does not know about and why they do a bank verification before closing.

Proof of ownership or other financials such as information on other owners, more bank statements, or a tax return could be requested. If your company is declined, ask what are the reasons and if you can fix it now or in the short term so you can get approved and close. Sometimes you can satisfy the denial reasons, still close and get the money wired to your account.

Finally, a background check will be completed. This can pull up previous businesses the owner had in the past. They may have had a default or slow payment with with other lenders. We can help you deal with these issues and get you funded. Contact us at 919-771-4177. Other big business loan types and challenges companies face trying to get higher approval amounts include specialty business loans to repair your truck, against your truck or vehicles, or against your trailer.

Loans for hot shot and some hot shot start up options. Where to get business loans processed on weekends and in evening hours after 5. Have you ever been asked for a MTD month to date statement? We show you how to get it step by step and also avoid being declined for problems with your current month such as the drop in deposits since the beginning of the month.

Are you afraid you will be declined and not want to apply maybe because your credit score is too low, or other reasons? Find out in advance the top 9 reasons why business loans are declined and what business loans you can get approved for and close with a low score and other problems.

Articles on emergency business money for payroll and product orders.

Are your invoices being paid too slow? Learn how to speed up your invoice payments through factoring. Is your business a new start up and you don’t have 3 months statements or time in business? Many businesses have low or declining monthly deposits and low average balances.

Find out where and how your business can get funding with these issues. Resources on what to do if your business needs funding and has a current federal or state tax lien.

Also learn what some States like California, Virginia, Florida, Utah, New York and others require for bank statements and the disclosures involved. From unsecured cash flow loans like bank statement loans, business line of credit style options, asset based loans on your equipment, trucks, big rigs, construction equipment.

To apply, click on the apply button at the bottom right of this screen, or on the end screen of this video, or call us at 919-771-4177 or go to smallbusinessloansdepot.com. On YouTube, please subscribe, like and share.

Loan against Equipment

Video Transcript: In minutes and seconds
0:00 Introduction
0:02 Make a List of Your Free and Clear Equipment
0:14 Provide Cash Flow Information
0:17 Match with a Lender that Offers Loans on Equipment
0:22 Apply
0:26 Gather required Documents and Close Transaction

[ desert wind whistling ] How to Get a Loan Against Equipment.
[ engine running ] Make a List of your Free and Clear Paid Equipment.
Get Pictures and Info on [ engine idling ] Vehicles,
[ engine revving ] Rigs and Semi’s, [ revving continues ] Pick Up Trucks,
[ pressure releasing ] Construction Equipment,
[ duck quacks ] Trailers and Other Equipment.
[ counting money ] The Lender may pay off valuable pieces with a low balance.
Provide your Last Few Months Bank Statements to show Cash Flow.
Match with a Lender that Offers Loans Against Equipment.
[ desert wind blowing ] Call and ask about Amounts and Terms.
Apply and Get Your Best chance for Approval by working closely with a Rep.
[ race car engines ] Close the transaction and Gather all Closing Items.
Proof of Ownership, Titles, Pictures or More.
[ water bubbling ] Low Credit Scores OK.
Finish by signing the Contracts and getting Funded.

evening and weekend business loan

Stop calling companies that give you [ woman growling ] Thank you for calling, leave a message [ echo ] What should you do when you need a business loan, But it’s late in the Evening, or on the Weekend ? [ wind blowing ] Apply now or Call us to get a Representative and your funding started. [ water bubbling ]Low Credit Scores OK. While other Lenders have [ desert wind blowing ] stopped their processing, [ rocket engine roaring ] We are open and going strong. We have several funding options for Businesses. Line of Credit Style, Term Loans, [ restaurant sounds ] Cash Flow Based [ truck engine ] and Asset Based up to 60 Months. [ woman giggling ] Apply at SmallBusinessLoansDepot.com [ street sounds ] Or Call 919-771-4177.

00:00 Introduction 00:09 Qualify 00:12 Trucks and Trailers Accepted 00:16 Credit 00:20 How to Apply.

Truck Repair Loan

[ tires skidding.] Kyle’s Truck was in Trouble. [ truck crashes.] kyle’s truck broke down and he needed money to fix it, fast. He used our truck repair loan to get the work done. You own the truck or make money hauling? [radiator hissing] Your’e pre-qualified. F-Series, dodge, [desert wind whistling] big rig, box, any kind of truck or trailer. Really tough credit o.k. so you can get it back on the road, today. Click the application button below and apply, or call 919-771-4177 [engine knocking] [engine revving] or go to smallbusinessloansdepot.com and get it repaired today!.

business loan with criminal record

00:00 Introduction 00:02 Background problem 00:10 Qualify 00:22 Misdemeanors and Felonies accepted 00:29 Credit 00:32 Apply

Lee had a Criminal Record in his Background from an incident 4 Years go. Now he needed a business loan with a Felony. Lenders keep declining him, after the closing background check before funding. But he had a Good Cash Flow Business. He Could Have Given Up…..but He Didn’t. Then he Called Us. We Stood by him to Get his Business Money. Apply Now, to Get a Business Loan with a Criminal Record. Including felony, DUI, Misdemeanor, Marijuana, Cannabis, Drug Convictions and More! Low Credit Scores OK. Find out how much Money you can get TODAY. Apply at SmallBusinessLoansDepot.com, or Call: 919-771-4177.

killed just before closing

00:00 Introduction 00:05 Killed in Final Underwriting 00:12 Problems Fixed 00:21 Credit 00:22 How to Apply

[ swords clanking ] Did your business ever fight to get A Business Loan or MCA, And then, right before closing, get Killed in final underwriting? Apply with us instead. [ race car engines ] We’ll get your Loan past the finish line, and Funded.[ cash rustling ] From low current month deposits, low bank balances,[ police siren ] Background problems and more,[ desert wind ]We’ll get you back up [ water splashes ] And on to Smooth Sailing and Funding. [ water bubbles ]Low Credit Scores OK. Find out how much Money you can get TODAY. Apply at SmallBusinessLoansDepot.com, Or Call: 919-771-4177.