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How to get the best merchant cash advance renewal

Get the best merchant cash advance renewal terms that your business can qualify for. Terms as long as 12, 16, and 18 months with lower rates.

Apply below now to get a better renewal offer.

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The best merchant cash advance renewal terms: Benefits and steps

  • More money
  • Longer terms
  • Lower rates
  • Payoff opportunities

How to Direction:

  1. Step 1 Talk with a representative at your current mca company.  Give them your most recent three months business checking account statements and ask them to review your file in advance of their underwriting reviewing your request.
  2. Step 2 Ask the representative to estimate the renewal amount, the number of months and rates.  Ask for a better rate on a renewal.
    How to Tip: If a renewal offer is made, ask for  at least a 2% lower rate on each renewal.   Some cash advance companies will not pre-review your file.  If they won’t,  let underwriting process your file.
  3. Step 3 Tell your current cash advance company that you are shopping for a better offer and are comparing their offer to others.
  4. Step 4 Apply with one or two competitors. If they beat your current mca cash advance companies rate and terms, take their approval offer and ask your current cash advance company to beat that offer.   Review the funding stipulations to make sure you can provide everything needed to close.
  5. Step 5 Decide on the best of the offer terms, complete the transaction and receive funding.

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Call us at Tel:  1-919-771-4177, or Question? 

What are renewal options ?

Get a mca merchant cash advance or business loan with the best and longest renewal terms of up to 18 months.
Get a better and less expensive cash advance renewal.   Also available are  large business loans,   bank statement loans, loans against equipment, asset based loans and other options such as paying off your mca merchant cash advances.
Click and apply above now to get your longest merchant cash advance renewal terms.

What can you do to get the best cash advance renewal terms possible? Follow these tips.

FAQ: How to get the best merchant cash advance renewal

How can I qualify for more money on a renewal?

All programs have the most aggressive approval offers on renewals with fast funding. Submit your application and provide
the most recent statements for same day offers.

What are your longest terms?

The longest terms are up to 18 months. Your business will get the longest offer available.
Monthly payment programs are up to 60 months now for qualifying customers.

Can you approve me after I was declined by my current mca for a renewal?

Yes, these programs specialize in approval offers for customers declined for renewals with their current mca lender.
More customers get an approval with the highest offers compared to other advance programs.

Do you match or beat other offers?

We match or beat other offers. Provide the approval information from a competitor to get started on a better approval today.


Before applying for a the advance renewal

Make a list of this specific information.   Discuss it in advance of applying with all cash advance companies you want to talk to. You may be able to either pre-approve yourself or pre-decline yourself before applying. It is better to know you will likely be declined before applying, rather than applying and being declined.

If the cash advance company is not willing to seriously pre-review your file, you can choose to apply anyway.   Your goal is to get as many cash advance companies to pre-assess your file as possible.   Do not demand they do in order to apply.   If you demand that the cash advance company pre-reviews your file, you may be eliminating yourself from the best option available.

Is your cash advance renewal not enough? Then a 3rd position cash advance for instance, is another option.

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How to get an mca merchant cash advance with lower rates

Follow steps below.  How to get an mca merchant cash advance with lower rates:

  1. Contact merchant cash advance companies that offer programs with lower rates that match your business profile.
  2. Get the rates and terms available from each program.
  3. Ask in advance if your business profile matches the lower rate programs available.   If so, select the best match and apply.
  4. When approved, review closing contracts and complete the transaction.
  5. Receive funds deposited into your business checking account and begin a lower repayment.

Click on the 30 second application to get your mca merchant cash advance with lower rates and better terms.
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Or call us at Tel:  1-919-771-4177, or Question? Ask here

Your business can get an mca merchant cash advance renewal with lower rates and longer terms by understanding tips on cash advance qualifications and guidelines.
The same programs also offer mca merchant cash advance renewals with rates as low as 12% to 15% and up rate factors and longer terms if your business qualifies.

Steps to get a cash advance with lower rates. Stop paying the highest rates for an mca cash advance.

Frequently asked questions FAQ How to get an mca merchant cash advance with lower rates.

How low of a rate can I get?

The lowest rates start at 8% for the best credit, strongest cash flow and longest time in business. Rates in the low teens and higher are more common for most businesses.

Can we switch to a lower rate immediately?

You can by paying it off with a lower rate advance or regular loan. Using the funds from your new funding to payoff the balance on your old advance works especially well when the balance is low.

Can we get a better rate with a regular business loan?

Regular business loans usually do have a lower rate. They may also require a personal credit bureau score of 600 or higher. Time in business of 1 year or longer is needed for lower rate business loans.

Can I get a lower rate line of credit advance?  mca merchant cash advance?

There are cash advances you can use like a line of credit. Your business can borrow, repay, and re-borrow repeatedly. You can borrow from the line as soon as 30 to 60 days after closing with good repayment history.


Other options to get better terms

Consider other loan types such as asset based or longer term loans if your credit score is higher

Increase your personal credit score by review your credit and disputing any inaccuracies

Establish a business credit profile and build business credit

Maintain business financial that show your business has a net profit that is more than any new loan payment you are applying for