Top 10 Myths in Getting a Business Loan


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10.  They will make a loan because that is what banks are for.

9.  I’ll use my good looks and charm to help me seal the deal.

8.  They must be doing a lot of loans, look at this expensive office.

7.  No sweat. The loan officer is a personal friend of mine.

6.  Everyone gets their accountant to show a loss. We really make a lot of money, so no problem.

5.  They will like the fact that we want the money to open a new location.

4.  They will not ask for our house as collateral.

3.  They will not put a lien on everything we own.

2.  They won’t ask for too much paperwork.

1.  This won’t be a problem.

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