Chiropractor Practice Business Loan

Chiropractor Practice Business Loan.   Definition of Chiropractor Practice Loan.

Small Business Loans Depot offers  solutions for Chiropractor practice business loan that almost all Chiropractic practices can qualify for.  Funding programs include loans based on the company’s gross sales, accounts receivables and Real Estate.

Join thousands of business owners who have gotten a chiropractor practice loan.
Together, you will get you the best program for your business with Smallbusinessloansdepot, the first choice for a Chiropractor practice business loan.  Apply below today.
Complete the Secure DocuSign 30 Second Application now.
Or call us at Tel:  1-919-771-4177, or Question? 

In a Chiropractor Practice Business Loan, the monthly revenues of the practice as well as the Real Estate or the value of the Practice itself can be the basis of the loan.

Chiropractor practice business loan
Chiropractor practice business loan with many term options
  • A Chiropractor Practice Business Loan can be approved for $7,500 to $250,000 in working capital that has no restrictions on it’s use.    Use the funding for any purpose.    Increase revenues of the practice by adding additional services, advertising, marketing, expanding within the local market, adding staff, increasing office space, or any other reason.
  • A professional representative who specializes in working specifically with Chiropractor relationships will work with you during the entire process.
  • No upfront processing fees or application fees.
  • Whatever your practice’s profile qualifies for, we’ll get it done.   Your practice will receive the maximum it can qualify for on a Chiropractor practice business loan based on your profile.   Your practice will not be limited based on any limitations on the funding programs.

 Additional features include significant tax advantages in this unique Chiropractor practice Business loan.   With the transaction having major lease write off benefits, the entire payment may be written off, equaling the most powerful tax savings programs available, such as the home mortgage write off.    The entire payment may be written off, rather than just the interest portion.

In summary, the definition of a chiropractor practice business loan:
A business loan for a Chiropractor used to either start or expand a Practice.  Funds can be used for General Cash flow.
Get a chiropractor practice loan by clicking on the link above, through alternative funding allowing a chiropractor practice to secure a credit line based only on their Gross Monthly receipts, up to 125% of Gross monthly receipts, or against equipment assets.
Call us at Tel: 919-771-4177, or click on the link above and click on “Contact Us” or “Application”
Chiropractor Practice Loan features: Get up to 125% of Monthly Gross Sales on a Credit Line.
Just a 1 page application.  Flexible Chiropractor Practice Loan Requirements.  No application fees


Martin Chiropractic in San Jose, CA closes $100,000 Chiropractor practice business loan.  Dr. Steve Jensen announced, “With this line we obtained through SmallBusinessLoansDepot, Martin Chiropractic will relocate into a 3,500 square ft facility in April.   We will add equipment, hire 2 new employees and add weight loss to customers.  We will also complete major updates to our website interface through which patients can download health apps.   The apps will allow patients of Martin Chiropractic to participate on a real time weight loss program and in managed groups if they wish.   Patients can partner with each other to succeed in their weight loss program.   Our new low impact procedures provide additional health benefits to patients.  We look forward to helping future patients in all these respects.”  Use the cash stored from the equity in your equipment, rather than owning the equipment.   

Does your practice need $50,000 in working capital,  but you were told by other lenders that the maximum you can get is $25,000? 

With our Chiropractor Practice Business Loan, we can also provide funding in multiple parts.   This allows us to take a Chiropractic practice that qualifies for $25,000, close the 1st transaction, then look to qualify the practice for a 2nd part of $25,000 for a total of $50,ooo.

With constant advances in the medical field, medical equipment, which includes Chiropractic equipment, depreciates quickly.   As mentioned above, the tax savings will provide significant balance sheet and Profit and Loss Statement advantages.

With Small Business Loans Depot’s cash against equipment program, we will recover up to 80% of the equipment’s original or current value off the inventory list. This significantly reduces or eliminates difficult depreciation issues.

Sample Chiropractor Practice Business Loan Transaction:

Dr. Johnson of Lake Tahoe Wellness Center desires $25,000 in working capital in order to add a room for their expanded weight loss program.

Of the $25,000, $15,000 is for construction and $10,000 is for equipment and training staff.   Lake Tahoe Wellness center completes an application and provides a list of existing equipment which include an X-Ray machine, X-Ray processor, patient tables and stools.

Upon approval for $25,000 solely the X-Ray machine is required as security for the transaction, not the practice’s entire equipment.    Documents are drawn up and E-Mailed to the client.    Client completes docs and either E-Mails or overnight returns the original documents.

Upon return, documents are reviewed for accuracy.   If a site inspection is required, the inspection occurs within one or two business days.   If a site inspection is not required, a simple verbal confirmation with Dr. Johnson of Lake Tahoe Wellness Center takes place.    Upon confirmation the transaction is funded and funds are wired to Lake Tahoe Wellness Center within approximately 2-4 business days.

What ownership percentage is required on the application?    In most cases, a minimum 50% ownership is required.    If there are 2 owners and  the split is 50%, then there are no standard on who should be listed first on an application.   However, in all cases, the stronger credit of the two 50% owners should be listed 1st, the other as a co-signer.  If one of the owners has strong credit and one has very weak or poor credit, then only the strong credit applicant should be listed for the request.   If the other owner is requested or required, their information can be given later. 

Should the Chiropractor provide financials for this Chiropractor Practice business loan?    Historically, most businesses wish to avoid providing financial statements.   One reason is arranging for the paperwork is cumbersome.  Another reason is that medical practitioners often have Accountants who take as many write offs as possible and show the practice with little or no net income.   This can cause difficulties when the practice is seeking financing.     If the practice has increasing Gross and increasing Net income and has easy access to their financials, then providing them is something they will want to do.

Frequently asked Questions:

Question: What if we need $100,000 and you only get us approved for $50,000, can anything more be done?    Answer:  Yes, if your business needs $100,000 rather than $50,000, then we can simply complete a second funding transaction, or second funding part to get you to the $100,000.   This can be accomplished either by funding through the same program, or through a different program, depending upon how the customer wants it structured and their profile.    A second program that can be used is the Gross Sales funding program.   Under this program, funding is based on the Sales of the company.   This program allows for up to $150,000 in 3 to 18 month increments.    Otherwise, the customer can obtain a second Chiropractor Practice Business Loan transaction.

Question: Our practice does not have much in the way of assets.  Other than some equipment and some minor accounts receivables, the assets limited.  Our revenues are only about $225,000 per year.  Will our lack of assets and revenues be a problem in getting a Chiropractor practice business loan?
Answer:  The limited assets and lower revenues will still allow for significant approvals.  The higher the revenues and the more assets the business has, the higher the approvals can be for.  We can obtain significant approvals based on the practice as a whole and based on the credit.  If the practice has limited assets and limited Gross receipts but good credit and financials, high approval amounts can still be obtained.  A practice with limited equipment assets and sales of $225,000 per year and strong credit, approvals of up to $200,000 can still be obtained.   If the practice has increasing gross receipts and increasing net income, this will work in their favor as far as the approval amount.  If the practice provides the most recent 3 months current business checking account statements showing strong cash flow, this will help the practice get a larger loan amount.

Thank you for visiting our Chiropractor Practice Business Loan resource Page.