Has your company been declined for time in business? We have several loan options if you are new:
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Low credit scores and large approvals available. Apply below
Options
3 Month time since start date program
Your company can get money as fast as one day. Provide the most recent (3) months company checking account statements with the one page application above, and you can be on your way to funding within 1 or 2 days.<
1 Year time in business Program.
Get a large business loan in you have been operating for more than 1 year. Many applicants get up to 75% of their total monthly deposits.
Low credit score program
Were you turned down for having a very low credit score? Apply for the low credit score approval program and turn a decline into an approval.
FAQ Frequently asked questions.
What is time in business?
The time starts from the day the company is registered with the secretary of state, city, or county. It is not the time when revenue has started. Some lenders will look at when the company began having sales as part of their review.
Can we get approved with a few months open?
Cash flow programs for as little as 3 months operating or less are available. Certain asset based programs can be approved with only 1 month.
Can we get a loan being brand new?
There are multiple programs available if you just started. Even companies that have been registered for only a few weeks have an opportunity to be approved.
Why do lenders decline new businesses?
Lenders have statistics that prove the longer companies have been open, the more likely they will stay open. Businesses operating more than 3 years are successful for a significantly longer time.
In summary
Our programs can get you approved today with only 3 months or less since your starting date. Just because you are new, we won’t stop you from capital.